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How to finance your small business with private money (or with money from your friends and from your family). - up to 30 000 US$/Euros



1.    For small projects it helps to ask friends and family members for loans.

Examples of typical such financial needs:
  • Financing the creation of small businesses;
  • or help when starting other forms of independent activities;
  • or the solution of financial problems, management of temporary money need, etc..

Financing should always include the standard search method, too :
See there the detailed description.
(When clicking above, a new window will be opened.)

The site registrations of your request are also helpful when financing with frieds and family members. So they can read on the public Internet the details. This makes your request sound far more reliable.


2.    ''Small financial needs follow specific rules'':
Friends and family members as ''bank''

Less security, more personal reliability.

For smaller financial needs - for example up to 30 000 US$ or Euro - it is more difficult to find money, because the situation is more risky for external investors and for banks. Success depends totally from the personal qualification and similar aspects, and there are rarely secure assets.

Therefore is the most frequent typical money source in this case a combined loan from serveral personal friends and family members:
  • They know that they can trust in you.
  • They will be tolerant if you can not pay back your debts in time.
  • The relatively low total amount is normally to obtain by distributing it among several persons.
The HOWTO-problem for very personal private loan contracts.

There are always some very typical problems:
  • How to deal in a strictly personal context with money, while excluding the risk of later lack of satisfaction?
  • How to make the contracts?
  • How to manage the risk that the money can not be paid back in time?
  • How to deal with the risk of lacking success?
Back to the old values : Friendship, family, promise, reliability.


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when the involved interest of a contract can not finance the participation of a legal expert.
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MIX_short: Labor, loan, order +others   EN DE FR
Loan contract   EN DE FR
Labor contract / all kind of...   EN DE FR
for free forms of labor   EN DE FR

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